The Story Of Richard Liu, The Founder Of JD. Com

Richard Liu Qiangdong is a reputable entrepreneur and he is the founder of JD.com. Richard has served as the company CEO and chairman since its inception in 2014.

Liu Qiangdong was born and raised in a remote village known as Chang’an, China’s Jiangsu province. The remote village lacked modern conveniences such as electricity and piped water. Although he was born to descendants of wealthy Chinese merchants, his family had lost everything and was doing odd jobs by the time he was being raised.

While his parents were working in rice fields, Richard Liu would look after his ageing grandmother. His grandmother taught him how to make great things with the little he had. Liu would help her to cook simple meals, mainly using corn and sweet potatoes.

Although his background limited his exposure, Richard had lofty goals. Seeing numerous racks of pork feeding freely in his village, he dreamt of being the village head – not to be smeared with all sorts of good names, but to ensure that everyone had a balanced meal.

Contrary to other children, Qiangdong did extraordinary things to feed his curiosity. One day, he led a group of primary school classmates to a nearby town, where they saw thrilling architecture and witnessed electricity working for the first time. During the school holiday, Richard toured the neighboring city, Nanjing, where he saw skyscrapers for the first time. These experiences made Liu realized how small the world is, and he aspired to travel to prominent places such as Paris, London, New York.

When Richard Liu was applying for a university, Liu targeted colleges in large cities like Shanghai and Beijing. Lucky, he secured a spot at the distinguished Renmin University, where he pursued sociology. While still pursuing his degree, Richard Liu Qiangdong taught himself computer programming. He also worked at a local business handwriting copies of documents and letters. His passion for computer programming later became a lucrative endeavor for him. See this page for additional information.

 

More about Liu Qiangdong on https://ir.jd.com/liu-qiangdong-jd-ceo-about

James Gutierrez Discusses Inclusivity in the Finance Industry

James Gutierrez deals mainly with innovative tech solutions in the financial field. He has established a reputable career in the lending sector. Over the years, the social entrepreneur has used his fintech experience to offer underbanked people access to liquid cash. In line with his mission, James Gutierrez established a venture capital fund worth $5 million.

His investment as a founder at Insikt Ventures has encouraged the Series A funding of the company. Insikt Ventures has also invested in consumer and fintech products. James Gutierrez helped in the foundation of Oportun, which was previously known as Progreso Financiero. This company was founded to offer unsecured funds to clients with restricted credit scores.

Consequently, Oportun has offered loans worth nearly $1.5 billion to 500,000 clients. Gutierrez has served on the board of several public service institutions. Some of these organizations include the Centennial Advisory Board, Consumer Advisory Committee, and the SEO-SF Advisory Council. The social entrepreneur has provided his expertise to advocate for various social justice programs.

James Gutierrez served the Leadership Group in Silicon Valley as the vice-chairperson. He advocated and co-authored the passed laws on state and federal levels. Such laws were instituted to facilitate the provision of small, safe, and available loans.

The renowned philanthropist has constantly searched for ways to assist other people. His goal is to transform the lending sector and offer financial aid to conventionally marginalized persons. In the recent past, the investor talked about his inspirations. He went on to discuss the inclusivity aspect of the banking sector,

Background Details

When addressing the issue of inclusivity, the entrepreneur talked about the discourse experienced nationwide following the presidential debates. James Gutierrez mentioned that the two sides still had to come up with feasible solutions to address the nationwide inequality issues. The entrepreneur projected a faux recovery where the rich would increase their wealth while the underprivileged battled even tougher decisions.

Original source to learn more: https://jamesgutierrezfintech.medium.com/